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Gun Collection Insurance Needed
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Rick Hill
Oregon
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January 1, 2024 - 12:51 am
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Looking for advice on good collector insurance.  Currently using Markel policy but the agent is absolutely nonresponsive so have made the decision to change carriers.

Thanks in advance for your recommendations.

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TXGunNut
Northern edge of the D/FW Metromess
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January 1, 2024 - 5:01 pm
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Rick-

I left Markel a few years ago because of one of their claim provisions and found a much better price and policy with Collectibles Insurance Services (CIS). Some members were talking about them on this forum and the agent I talked to has been very responsive when I had questions. 

 

Mike

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Smokeless powder is a passing fad! -Steve Garbe
I hate rude behavior in a man. I won't tolerate it. -Woodrow F. Call, Lonesome Dove
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Rick Hill
Oregon
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January 1, 2024 - 7:34 pm
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Thanks Mike:

I used to have Collectibles but left several years ago due to price but now I have trouble sleeping fearing that any claim I have with Markel would never get paid due to agent malaise.  I will get a quote from them.

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Jeremy P
The Great State
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January 2, 2024 - 9:43 pm
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Are these third party coverages typically cheaper than homeowner’s addendums? I assume they’re easier to process if needed….

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TXGunNut
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January 3, 2024 - 1:16 am
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Jeremy P said
Are these third party coverages typically cheaper than homeowner’s addendums? I assume they’re easier to process if needed….

  

Jeremy-

It’s my understanding standard homeowners insurance even with unscheduled property coverage is an iffy situation in the event of a claim. Most insurance agents will give an ambiguous answer when the subject is raised. I would discuss it with an agent who offers this type of insurance. 

 

Mike

Life Member TSRA, Endowment Member NRA
BBHC Member, TGCA Board Member
Smokeless powder is a passing fad! -Steve Garbe
I hate rude behavior in a man. I won't tolerate it. -Woodrow F. Call, Lonesome Dove
Some of my favorite recipes start out with a handful of depleted counterbalance devices.-TXGunNut
Presbyopia be damned, I'm going to shoot this thing! -TXGunNut
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Jeremy P
The Great State
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January 3, 2024 - 4:15 am
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TXGunNut said

Jeremy P said

Are these third party coverages typically cheaper than homeowner’s addendums? I assume they’re easier to process if needed….

  

Jeremy-

It’s my understanding standard homeowners insurance even with unscheduled property coverage is an iffy situation in the event of a claim. Most insurance agents will give an ambiguous answer when the subject is raised. I would discuss it with an agent who offers this type of insurance. 

 

Mike

  

Yeah, I’m about to requote my homeowners is why I ask….ill check on it when I start getting quotes. ?

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