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November 7, 2015
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mrcvs said
Clarification: I ask this not to be nosy or to be a jerk but for future reference in case I am ever in the same situation.
Ian-
Good to have a plan! I utilized a climate controlled storage facility with restricted secure access. This particular one is operated by Public Storage. I only needed a 5X10 space to accommodate a safe or two, the more valuable books and 40-50 pounds of powder. The guns were stored in safes inside the storage unit. I only visited to retrieve or return firearms for a show and did not visit when there were likely to be other folks around. A maintenance guy got a little nosy when we were moving out but at that point it did not matter. Other less sensitive items were stored out of sight in a back yard 40′ shipping container I quickly purchased to replace my damaged one. It also provided handy storage for building materials and my little Kubota. I was also very fortunate to have a moving company owner I could call on a Sunday morning for a quick and discrete move once I secured warehouse space.
Having a plan and a place to hide our toys is important in a disaster. I had to make some quick decisions and move fast after being up well over 24 hours and somewhat incapacitated by a bad ankle sprain. Insurance is also important, make sure it provides off-premises coverage for travel to shows and other contingencies. Quite honestly I didn’t check to see if my collectibles coverage addressed this exact situation but I didn’t have any better options.
Mike
Chuck said
I store a collector car that is well over $1000. Make sure your homeowners insurance will cover any losses. Another thing is to have a blanket insurance policy to cover everything including your guns. These policies are not that much a year for a $1,000,000 worth of coverage.
How much is “not that much” and will they actually pay on it if involved loss or theft of a firearm?
TXGunNut said
mrcvs said
Clarification: I ask this not to be nosy or to be a jerk but for future reference in case I am ever in the same situation.
Ian-
Good to have a plan! I utilized a climate controlled storage facility with restricted secure access. This particular one is operated by Public Storage. I only needed a 5X10 space to accommodate a safe or two, the more valuable books and 40-50 pounds of powder. The guns were stored in safes inside the storage unit. I only visited to retrieve or return firearms for a show and did not visit when there were likely to be other folks around. A maintenance guy got a little nosy when we were moving out but at that point it did not matter. Other less sensitive items were stored out of sight in a back yard 40′ shipping container I quickly purchased to replace my damaged one. It also provided handy storage for building materials and my little Kubota. I was also very fortunate to have a moving company owner I could call on a Sunday morning for a quick and discrete move once I secured warehouse space.
Having a plan and a place to hide our toys is important in a disaster. I had to make some quick decisions and move fast after being up well over 24 hours and somewhat incapacitated by a bad ankle sprain. Insurance is also important, make sure it provides off-premises coverage for travel to shows and other contingencies. Quite honestly I didn’t check to see if my collectibles coverage addressed this exact situation but I didn’t have any better options.
THANK YOU, I appreciate this!
mrcvs said
Chuck said
I store a collector car that is well over $1000. Make sure your homeowners insurance will cover any losses. Another thing is to have a blanket insurance policy to cover everything including your guns. These policies are not that much a year for a $1,000,000 worth of coverage.
How much is “not that much” and will they actually pay on it if involved loss or theft of a firearm?
I looked into this a couple years ago and never actually bought a policy. Lazy is my only excuse. It was around $600 a year. So, I have never filed a claim but the guns are covered. I tried to find the email that has the 2 companies I was corresponding with. If you are serious I can contact a couple of my friends that do have policies. This has been discussed here on the Forum too. I did a quick search but did not see it. I suggest that you contact your insurance company and see what they may do or if they know of a company that would help you.
November 7, 2015
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I believe the key question to ask your homeowners’ agent is “unscheduled property”. You probably won’t like the answer. Most agents won’t give you a straight answer unless you ask specific questions. I’ve had a separate policy for years. One company was good but the policy stated it would not cover theft from a vehicle unless the vehicle was damaged as part of the theft. In this age of electronic remote door locks that is not acceptable. My current policy is with Collectibles Insurance Services but there may be another company that will meet your needs better. Just make sure you understand the coverage and ask questions.
Mike
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